Live · refreshed nightly

Every Australian bank interest rate, in one API.

Term deposits, savings, home loans, personal, business and card rates from 248 banks and non-bank lenders. Read from the product data they publish under the Consumer Data Right, refreshed nightly, with every change in basis points.

Try it free on Apify Use with AI agents

Independent tool. Reads only the public product data banks publish under the Consumer Data Right.

Term deposit curve · tonight

% p.a. ·

248banks & non-bank lenders

~28,500rates

4,800products

nightlyrefreshed from CDR data

~3 sanswers from the cache

Live data

Tonight's rate sheet.

Best rates across the market and every move since yesterday, from the latest nightly harvest. Your run returns the same records.

Last harvest

lenders

rates

products

rate changes last night

Best rates today

top 5


#	lender · product		comparison

Who pays the most at each term

term deposit · $10,000

term	best lender · product	best	median

Rate moves per day

30 days

rate changes in the last 30 days

Rate changes

up = orange · down = teal

date	lender · product	type	old → new	change
			→

What you get

One record per rate, not per product.

Each rate tier is its own typed row, with its term, bands and conditions, so a 12-month deposit above $50k and one below it never get mixed up.

sample record · term depositJSON

{
  "type": "rate",
  "brandName": "Unity Bank",
  "productName": "Term Deposit",
  "category": "TERM_DEPOSITS",
  "rateType": "FIXED",
  "rate": 0.0555,
  "ratePercent": 5.55,
  "comparisonRate": null,
  "termMinMonths": 24,
  "termMaxMonths": 24,
  "interestPaidEvery": "P12M",
  "amountMin": 1000,
  "amountMax": 9999999,
  "conditions": "These rates only apply to retail deposits…",
  "firstSeenAt": "2026-09-27T11:32:51.000Z",
  "scrapedAt": "2026-09-27T11:33:02.000Z",
  "rank": 1
}

Product

brand
productName
category term deposits · savings · home loans · personal · business · cards

Rate

rate / ratePercent
comparisonRate
rateType

Terms and bands

termMinMonths / termMaxMonths
lvrMin / lvrMax
amountMin / amountMax balance or loan amount

Loan details

loanPurpose owner-occupied · investment
repaymentType P&I · interest-only
conditions

Change tracking

firstSeenAt
oldRate / newRate
changeBps

mode 01

All rates

Every rate tier for every lender and product. The full market in one run.

{ "mode": "rates",
  "categories": [],
  "maxItems": 30000 }

mode 02

Best rate per bank

One row per lender: its best rate for the product type and term you ask for.

{ "mode": "best",
  "categories": ["TERM_DEPOSITS"],
  "termMonths": [12] }

mode 03

Changes since last run

Only what moved since your previous run, with the old rate and the change in bps.

{ "mode": "changes",
  "categories": [],
  "changedSince": "last-run" }

Use cases

Built for people who move money.

comparison sites & mortgage brokers

Full-market rate tables

Every lender, every tier, every band, refreshed nightly. Rank, filter and publish without scraping 248 websites.

journalists & economists

RBA pass-through tracking

See which lenders moved, by how many bps, and how fast after a cash-rate decision.

fintech apps

Rate-chaser alerts

Run changes mode with changedSince: last-run and tell users the moment their bank falls behind the market.

treasury & SMEs

Best business rates

Compare term deposit and business loan rates across the market before you place cash or borrow.

AI agents

Answers with sources

"What's the best 6-month term deposit for $50,000?" The agent gets typed rates with bands and conditions, not guesses.

How to run

From zero to rates in three steps.

01
Open it on Apify
Sign in with a free Apify account. No card needed to try.
02
Pick a mode
All rates, best rate per bank, or only changes since your last run.
03
Get your results
Download JSON, CSV or Excel, call the API, schedule it nightly, or hand it to an AI agent.

Run it every night

Add a schedule on Apify, for example daily at 06:00, and send the results where you work.

Schedules
Webhooks
Google Sheets
Slack
REST API
MCP

# only the rates that changed since your previous run
curl -X POST \
  "https://api.apify.com/v2/acts/crawlplant~au-bank-rates/run-sync-get-dataset-items?token=$APIFY_TOKEN" \
  -H "Content-Type: application/json" \
  -d '{ "mode": "changes", "categories": [], "changedSince": "last-run" }'

import { ApifyClient } from 'apify-client';

const client = new ApifyClient({ token: process.env.APIFY_TOKEN });

const run = await client.actor('crawlplant/au-bank-rates').call({
  mode: 'best',
  categories: ['TERM_DEPOSITS'],
  termMonths: [6],
});

const { items } = await client.dataset(run.defaultDatasetId).listItems();
const top = items.slice(0, 5); // already ranked, best first
console.table(top.map(({ rank, brandName, productName, ratePercent }) => ({ rank, brandName, productName, ratePercent })));

# 1. Add this MCP server to your agent
https://mcp.apify.com?tools=crawlplant/au-bank-rates

# 2. Ask in plain language
What's the best 6-month term deposit for $50,000 right now?
Show the top 3 with any conditions, and which of them changed this week.

Reliability

Runs that don't break.

The same factory promises as every CrawlPlant Actor. How the factory works

Nightly snapshot

Every lender's published products, harvested every night.

Answers in ~3 s

Runs read the cached harvest instead of calling 248 endpoints.

Partial, never failed

If one lender's endpoint is down, you still get every other lender.

Checked every 3 hours

Canary runs catch feed changes before they reach you.

Every change on record

oldRate, newRate and changeBps for every rate that moved.

Pricing

$1.00per 1,000 rates

$1.50 per 1,000 on Apify's Free plan. Rate-change rows add $3.00 per 1,000. Exact tiers are on the Store page.

Pay per rate returned, with bands and conditions included
Changes-only runs keep nightly monitoring cheap
No subscription. The free plan is enough to try it

Try it free on Apify Event pricing on the Store

FAQ

About this Actor.

General questions are on the home page. Something else? piotr@crawlplant.com

Where does the data come from?

From the public product data that banks and lenders publish under Australia's Consumer Data Right. It's open product information: no customer data, no logins, no screen scraping of personal accounts.

How fresh are the rates?

Every lender's product list is checked nightly. Each rate carries scrapedAt (the last check) and firstSeenAt, and every change comes with observedAt, the night we saw it.

What counts as a rate change?

Any move in the rate of the same product tier: same term, bands, purpose and repayment type. changeBps gives the size of the move in basis points, next to oldRate and newRate.

Can I get only what changed?

Yes. Use "mode": "changes" with "changedSince": "last-run" and a run returns only the rates that moved since your previous run.

Are comparison rates included?

Yes, wherever the lender publishes one, which is mostly for loans. Deposit products have no comparison rate.

Is this financial advice, or affiliated with any bank?

Neither. CrawlPlant is an independent tool that reads published product data. It isn't affiliated with any lender and doesn't give financial advice.